September 7, 2017
Imagine losing everything in a disaster like Hurricane Harvey, then having to list all of your possessions to file an insurance claim — every plate, holiday decoration and piece of clothing for starters.
 
Without a home inventory, this would be the toughest memory test you'd ever face, and forgotten items could cost you in the form of a lower insurance payout....
September 7, 2017

Harvey and Irma could trigger requirement that homeowners pay percentage of insured value of property. Tens of thousands of homeowners hit by Hurricane Harvey may soon find out they are on the hook for extra payments under their insurance policies, and that number could rise into the millions if Hurricane Irma sweeps through Florida.

The storms are expected to trigger widespread use of...

As posted at:
September 6, 2017
Sure, you have homeowners insurance, but there's a good chance you don't have enough. CoreLogic says 1 in 4 homes are underinsured by at least 20 percent.
 
With the average home price up more than 30 percent over the past five years, cruising Zillow, Trulia or Realtor.com is likely to set off soothing homeowner net-worth endorphins.
 
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As posted at:
September 6, 2017
Larry Blair of San Mateo buys flood insurance only because his lender requires it, and for years he thought his only option was the National Flood Insurance Program.
 
As posted at:
August 30, 2017
If the aftermath of past hurricanes is any indication, many Texas homeowners will have to do battle with their insurance companies when Harvey finally runs out of wind and water.
 
"Prepare to push for a fair and full insurance settlement," said Amy Bach, executive director of United Policyholders, which represents consumers. "We've seen too many disasters in...
As posted at:
August 25, 2017

United Policyholders Offers Texans Free Home Inventory App, Provides Guidance to Residents for Before and After the Storm

As posted at:
August 18, 2017
 
U.S. Senator Bob Menendez (D-N.J.), chair of the Sandy Task Force and a senior member of the Senate Banking Committee that oversees the National Flood Insurance Program (NFIP), and Congressman Frank Pallone, Jr. (N.J.-06), traveled today to Union Beach--a community on Raritan Bay devastated by Superstorm Sandy--to lay out proposed sweeping reforms to address the waste, abuse...
As posted at:
August 10, 2017
 
The State Supreme Court Wednesday ended a long legal battle between a Richmond homeowner and her homeowner insurance company when the court refused to consider the insurance industry's petition to overturn a lower court's precedent setting decision that insurers must pay to repair a home even if repair costs exceed the home's market value. 
 
July 5, 2017
 
For decades, Louisiana law maintained that—under standard language found in most commercial general liability policies—insurers who had a duty to defend their policyholders must defend the entire lawsuit, including in long-latency cases. In other words, your defense attorney was on the case—at the insurance company’s expense—even if some of the alleged actions took place...