United Policyholders

 

  

Resources for Overcoming Obstacles

If you face an obstacle that you cannot overcome by yourself, you may want to consider hiring professional help.  If you do not find information on your issue below, send an e-mail to info@uphelp.org and UP staff will find additional resources to help you troubleshoot your insurance claim problem.

bullet Fire Insurance Claim Tips for California Residents
bullet Depreciation Basics (pdf)
bullet Effective Claim Complaints (pdf)
bullet Mortgage Issues (pdf)
bullet Underinsurance 101 (pdf)
bullet Examinations Under Oath (pdf)
bullet Your Insurance Legal Rights as a Property Owner in California (pdf)
bullet Protecting Your Legal Rights at the One Year Anniversary (pdf)
bullet Summary of Legal Deadlines During the Claim Process (pdf)
bullet Response Deadlines for Insurers in California (pdf)
bullet Dropped by your insurer – Where to go for help (pdf)
bullet A Policyholders Guide to Mediation (pdf)

Where to go for help:

If you have an face an obstacle that you cannot overcome by yourself, you may want to consider hiring a professional help. If your loss involves a large sum of money, you may need to hire a lawyer or public adjuster to get a full and fair settlement. And, hiring clean up and repair contractors who know how to put their estimates in a format that insurers can process will help you avoid snags in settling your claim. Insurance companies have expert lawyers and claim professionals on their side. You are entitled to the same.

bullet Getting Help From the CA. Dept. of Insurance (pdf)
bullet Hiring Professional Help
bullet California State Agency Help
bullet How to Reach Your Elected Officials (pdf)
bullet California Department of Financial Institutions (pdf)
bullet Organizing in Carrier Specific Groups (pdf)

bullet Our Sponsors: Find businesses and individuals in your state who represent consumer and business policyholders and have committed to support United Policyholders' work as an official Sponsor.